Specialist finance for
charities.
Independent examinations, CQC ready care accounts, SPV property structures and growing business advisory, with plain English clarity and a team that knows your name. Led by Brian Smartt.

Seven specialisms. A team that knows your name.
Built around your world, not ours.
Simple to start. Built to last.
A free first conversation
Tell us where you are and what you need. No jargon, no obligation, just a clear, honest read.
A plan built around you
A service shaped to your sector, size and goals, never a generic package.
An ongoing partnership
Proactive advice and reliable reporting, with Brian and his team on the end of the phone when you need them.
A specialist practice, personally led.
BFS Associates Ltd was founded by Brian Smartt to bring genuine specialist expertise to the sectors that need it most. You work with Brian and a small, dedicated team, never a faceless account roster shuffled between you.
We’re not the cheapest option out there, and we’re not trying to be. What you get instead is Brian directly, not a call centre.

“Good finance is not about more spreadsheets. It is about giving you the clarity and confidence to focus on the work that matters.”
Brian Smartt
Founder & Principal, BFS Associates Ltd
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Years in practice
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Organisations served
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Specialist services
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Cities served
Trusted across Wales and beyond.
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Let’s talk about your numbers.
Book a free, no obligation consultation with Brian, and find out what specialist finance feels like.